Tuesday, December 20, 2011

Prop 8 Trial Re-enactment, Day 1 Chapter 2

Day 1 Chapter 2 of the Proposition 8 Trial Re-enactment presented by MarriageTrial.com. Produced by John Ainsworth & John Ireland. Edited by Michael Legge. THE JUDGE Vaughn Walker, Chief Judge, US District Court portrayed by Ted Heyck THE PLAINTIFFS Paul Katami portrayed by Woody Schultz Jeffrey Zarrillo portrayed by Bryan Cuprill Kristin Perry portrayed by Kitty Swink Sandy Stier portrayed by Tess Harper THE PLAINTIFF ATTORNEYS David Boies portrayed by Jack Laufer Theodore Olson portrayed by Clyde FT Small Theodore Boutrous portrayed by Peter Cassone Christopher Dusseault portrayed by Jon Keel Matthew McGill portrayed by Mark Doerr Ethan Dettmer portrayed by Shawn Ryan THE PLAINTIFF-INTERVENOR ATTORNEYS Dennis Herrera, SF City Attorney portrayed by Matt Pittenger Therese Stewart, SF Deputy City Attorney portrayed by Sarah Gaboury Christine Van Aken, SF City Attorney Portayed by Kate McNeil Danny Chou, SF City Attorney portrayed by Peter James Smith SF City Attorney Ronald Flynn portrayed by Todd Waring THE DEFENDANTS Arnold Schwarzenegger, California Governor Does not appear at trial. Edmund G. Brown, California Attorney General Does not appear at trial. Linette Scott, Deputy Director of Health & Strategic Planning for the California Department of Public Health Does not appear at trial. Patrick OConnell, Clerk-Recorder County of Alameda Does not appear at trial. Dean Logan, Clerk-Recorder County of Los Angeles Does not appear at trial. THE DEFENDANT ATTORNEY Tamar ...

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Thursday, December 15, 2011

Protecting Your Children's Inheritance In Idaho - IdahoProbateLawVideos.com

IdahoProbateLawVideos.com You have worked hard to build yourself a nest egg for yourself and your family. But without proper planning the majority of your estate can be lost to the government and other entities. If you plan on giving any of your estate away to your children it is imperative to have a proper estate plan in place. In this video Susan Graham, a Idaho Attorney, gives an overview on How You Can Protect Your Children's Inheritance. Protecting your children's inheritance is easy; you just have to plan ahead. One of the things you can do is place the assets in an irrevocable trust; also known as an inheritance trust, heritage trust, dynasty trust or legacy trust. A trust is funded when someone passes away. The child can be their own trustee. The assets are protected from law suits, divorce, creditors, and bankruptcy. If there is money left over in the trust when they die, then the trust goes down to the grandchildren. As long as the money stays in the trust it is protected. The money in the trust can be used for whatever investment the child wants; real estate, stock market, business, etc. The money can also be pulled out of the trust to be used for personal uses as well but it is no longer protected by the trust. Buy a car, trip, and pull it all out and use it. That would not be smart, because the parents spent a great deal of time and money to create this trust. Again, advice from a capable probate lawyer is essential when planning an inheritance. http

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Friday, December 9, 2011

What to Expect if You Have a Broken Lease With an Apartment

!±8± What to Expect if You Have a Broken Lease With an Apartment

I have a broken lease!

The vast majority of apartments will not work with you if you owe another rental property money or break a rental lease. The properties that will work with you have different qualifying criteria. Almost without exception the property will want to know you have re-established your rental history. A few of them will want extra deposits and it's usually dependent on how much you owe the property you broke your lease at. Apartments can go back to the beginning of time when verifying rental history. Even owing a property 10 years ago can easily get you denied.

I have a broken lease out of state!

Once a broken lease is reported to the credit bureau it will show up no matter where you are. If you owe a property money most of them will not work with you. In effect a broken lease out of state is the same as a broken lease with a local apartment Your options will remain the same...make payment arrangements or go to a property that will work with you.

I do not have a broken lease, but I owe a property money!

Usually that means you owe a cleaning fee are something along those lines. Again... apartments not work with you. But usually the amounts owed aren't that much and you can make arrangements to get them paid off.

I have a broken lease. but my credit is good!

Many apartments especially newer ones, use a point system like Saferent or Credit Retriever. If you score in the except range and your background checks out some of them will work with you. But most apartments will automatically deny you if you owe another property money.

I have more than one broken lease!

Difficult... but not quite impossible. They will hit you with an extra deposit and might require a co-signer. The extra deposit can be as much as a months rent. Sometimes first and last months. Very few apartments will do this.

I have a broken lease and rough credit!

There are a small number of apartments that will work with you but you must have re-established your rental history and it must be verifiable. Living with your mom, aunt, cousin or uncle may not count as rental history in many rental properties. Just because you are not currently on a lease d does not mean you d do not have verifiable rental history.

I do not have a broken lease, but my roommate or spouse does!

Most rental properties will not put your roommate on as an occupant. Everyone over 18 occupying the apartment must be on the lease and qualify to live there. You could easily be denied. There are still a few properties out there that will work with an occupant situation but there getting harder and harder to find. Its ridiculous when people making ,000 to 0,000 a year can't qualify for a 0 a month apartment... but its a fact.

I have an eviction!

This is a bigger problem than a broken lease. Even apartments that will work with a broken lease may not touch an eviction. The reason is they had to take you to court. This is a major expense for properties, not to mention a hassle.

I am in a lease right now and I want to break it!

Stop...take a deep breath. Are you sure that's what you want to do? Breaking a lease with an apartment in is a major cause of denials and severely limits the number of rental properties you will qualify for. It will stay on your credit forever, are until you take care of it, and of course, you will be denied at most places you go to.

What are payment arrangements?

Before your broken lease goes to collections you have a window of opportunity to make arrangements to pay your lease off in small AFFORDABLE payments. The manager will give you a letter saying that your making arrangements and many apartments will work with you. There are many, many properties that will insist it be paid in full before they will work with you.

I have made payment arrangements. Why was I denied?

Most rental properties want your broken lease paid in full before they will accept you. Luckily there are some properties that will work with payment arrangements. What this means is you go back to the property you broke your lease at and tell them you want to pay off your broken lease. The arrangements can be , , a month, and maybe more. Whatever you agree on with the property manager. NEGOTIATE... Make your first payment and get a letter stating that you have made arrangements to pay off your broken lease. Then with that letter... you can go to the apartments that will work with you. It is important that you continue making payments or the property will put it right back on your credit.

I co-signed for a friend and they skipped on the rent!

You have a broken lease....sorry! You can dispute it on your credit or hunt down your friend and have them make payment arrangements. But you are responsible from the apartment's viewpoint.

How to legally break a lease.

If your in the military and being transferred or re-deployed ...no problem!. Otherwise, you will have to pay a re-let fee. Usually 85% of a months rent. Sometimes you will have to pay back concessions as well. (say you got 0.00 off your first months rent) Many apartments in will hold you responsible for the rent until it is leased again. That's the scary part ... be sure and clarify that with the manager. No property can collect 2 rents on the same unit at the same time. Talk with your apartment manager and be crystal clear that you understand their policies regarding re-let fees.

I am getting mail from a collection agency concerning my broken lease!

This means it has been reported to the credit bureau and is now on your credit report. Your broken lease is official. You will have to pay it off, make payment arrangements or find a rental property that will work with you. When you find yourself here you almost have to work with a apartment locator or realtor.

I broke a lease but I had a very good reason too!

For all practical purposes an apartment lease is ironclad.... let me repeat that...IRONCLAD. If you absolutely have to break an apartment lease agreement, talk to your manager or landlord first, explain your situation and try and make payment arrangements with them. Most of them understand and will work with you. Some of them will bend over backwards. Property managers can be sympathetic but remember they have heard it all. There are procedures they must follow to the letter of the law. That's why most of them cannot take partial payments (all though many will... for a while.) In practical terms most people break a lease because they lose their job are or getting a divorce. Sometimes a family member gets sick. Sometimes its an abusive situation. Sad as it may be... none of these things will matter if you do not fulfill the terms of your lease agreement....sorry.

Somebody broke into my car and I left!

Nobody wants to live in fear, but an apartment lease agreement is ironclad. That means you will end up with a broken lease. I have seen apartment managers let people out, but usually it's just one of those unfortunate things, from the apartments point of view. Definitely tell the manager and call the police. Whatever happens will be at the manager's discretion. Be thorough and have documentation when you talk to him/her.

They said I did not give a 30 day notice!

Apartments are very strict about this. You must give proper notice and they must know you have given proper notice. Write it, date it and make an extra copy for your records. DO NOT JUST DROP IT IN THE NIGHTBOX. In spite of the fact you have fulfilled the time on your lease you could still end up with a broken lease because you didn't give proper notice. Worse still...you could be denied at the next property your looking at. Most properties want you to give notice no later then the 3rd. There are quite a number of apartments that make you give a 60 day notice . Be sure you know exactly what the policy is. Oh...and one more thing! Just because you have lived there five years, paid your rent on time and have been an ideal tenant, do not think they cant break your lease without proper notice.


What to Expect if You Have a Broken Lease With an Apartment

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Saturday, December 3, 2011

Washington State Public Records - How to Get Public Records in Washington State

!±8± Washington State Public Records - How to Get Public Records in Washington State

If you want to get access to Washington State public records then read this article so that you will learn how to get the information you desire by following the simple steps and procedures as stated by the local government agency in charge of keeping these pubic documents in their huge database. There are many ways for you to get Washington State public records; one of the best things to do is to lodge your request at the respective government agency in charge of these files.

Under this method, you have a lot of options to choose from; you can either apply in person by going to the local County or State office where you will have to fill up some forms and submit it to one of the attending staffs, or you can simply mail, email, fax or call their telephone hot line and make the request for your desired information. Just select which of these options gives you more convenience in getting your desired data.

In any case, just refer to your telephone directory to obtain the number and address of your respective local County office that keeps these files; you may also call the Olympia area information operator at 1-800-321-2808 and ask information about the address and phone or fax numbers of the agency in charge of giving you access to the information. You should note that each State is mandated by the government to provide every assistance to every citizen who wants to obtain these files by guiding them on how the process works in each local agency.

The usual process works by making your request ideally in written format stating every detail of the documents that you would like to obtain; once these files are acquired they are subject for you inspection prior finalizing the transaction. There are also instances wherein your request for the said documents in Washington State public records are denied for whatever reasons; in this case, you may a complaint at the State Attorney's office at the Office of the Attorney General-Public Records Review P.O. Box 40100, Olympia, WA 98504-0100. Your complaint should be accompanied with your request paper along with the written denial by the agency.

However, you still have another option for you search that offers more convenient way to get Washington State public records; and that to use the services of third party companies which offer online access to these documents at the convenience of your home.


Washington State Public Records - How to Get Public Records in Washington State

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Wednesday, November 30, 2011

Child Custody Lawyers - The Facts

!±8± Child Custody Lawyers - The Facts

Child custody lawyers are solicitors who specialize in dealing with child custody cases. In our society, there are lots of cases nowadays where couples separate and this creates serious problems for their children. Majority of the couples tend to mount a legal challenge in order to secure the right to keep their child with them. Post divorce, it is the responsibility of the judge to decide which parent would take care of the child, the best, and child custody lawyers fight for their respective clients negotiating with the parents and the judge on the best route forward.

As far as law dictates, the child can either stay with one parent or can stay with both at certain times. In various child custody cases where the divorce has been amicable, both the parents can agree on the parameters of child custody. But, in certain cases where a dispute arises on the custody of the child both, the parties then hire child custody lawyers in order to press their case in a court.

A lawyer would help you make your case against the other party on how you can be a better parent for the child. The lawyer would draw up all the possible options for you to hold on to the custody of your child. Some of these options would be of money and finance of raising a child, a judge would want to know whether you have the required money in order to support the child. Also, do you have the time to raise the child and if you can give the child your complete attention. The lawyer would also help both the parents settle the visiting times if one parent is given the right to hold the child. Normally, the child is entrusted to the parent who can fully support the child both financially and emotionally. It is also recommended to settle the cases out of court as court proceedings can be challenging not only for the parent but also for the child.

Finding a good and experienced child custody lawyer is not that difficult as there are various options for you to search. First and foremost, you should search for a lawyer among your inner friends and family circle as you wouldn't want personal things like marriage and divorce to be highlighted. If those connections don't help, then you can find various specialist lawyers on the internet. It is also recommended to contact the state high court bar association as they can help you by assigning a lawyer for your case. After the search is complete, you must set up an initial meeting with the lawyer of your choice. It is better to go through with all the details regarding your case with your lawyer. Don't be afraid to reveal details of your relationship and other things as concealing minute details might hurt your case. Decide on a rate for the case with your lawyer and then get involved in preparing for the case.


Child Custody Lawyers - The Facts

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Saturday, November 26, 2011

Tuesday, November 22, 2011

Stop Foreclosure !

www.UseVideoEmail.com Many people are simply getting lost in the system and suffering an unnecessary foreclosure when they could have worked it out with their lender. However, when a lawyer is involved, it seems as if the calls start to get answered and the letters responded to. Often this can make the difference between saving your home and losing your home. Most lenders are completely unresponsive to many of the homeowners who reach out to them for help with their mortgage. In fact hundreds of thousands of homeowners have lost their homes and many more will as a result of miscommunication, servicing abuse and just plain neglect. We use powerful laws like the Truth in Lending Act (TILA) and the Real Estate and Settlement Procedures Act (RESPA) to bring lenders to their knees. These laws MUST be followed and failure to do so can result in significant damages to the lender. So, naturally, they will be very amicable to working your loan out to more affordable terms to avoid costly litigation.

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Saturday, November 5, 2011

Legal Guardianship Forms

!±8± Legal Guardianship Forms

Accepting Legal Guardianship of a child is a very tricky issue. The legalities involved in accepting the guardianship are sometimes very tedious and irritating. Still, if you are interested in becoming the Legal Guardian of a child, you have to bear in mind the problems you are likely to encounter. You wouldn't like your personal life to be monitored by the court or anyone else, including the child's parents. Your guardianship can be cancelled any time by the child's parents. All the schools or hospitals may not accept your guardianship straight away. At the initial stages, it may be difficult to establish a rapport with the child, and once it is established, the child may not be willing to go back to his parents if they change their mind and revoke the guardianship. You may be required to fill a variety of Legal Forms to fulfill all the formalities as a Legal Guardian.

You can purchase the forms from your local bookstore, get them from a lawyer or download them from the Internet. You cannot afford to be complacent just by getting the form and filling it. You need to check the validity of the form. It may or may not be applicable to the state laws where you are located. It may not conform to the latest legal procedures, since the legal processes keep on changing with the changing social, political and economic conditions at the national or the state level.

It is, therefore, advisable to visit the local law center or the library to check the latest 'official' version. Or you can visit the court to get 'court-specific' forms, which are available from the court clerk for little or no charge.

You can seek the advice of someone who has already gone through this process and knows the ins and outs of the whole affair. A person with first-hand experience can provide valuable advice.

Here is a note of warning. Read the instructions on the form carefully before filling it. Skipping them may lead to unpleasant legal consequences.


Legal Guardianship Forms

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Monday, October 31, 2011

Bankruptcy Help - The Effects of Filing and Alternatives to Review First

!±8± Bankruptcy Help - The Effects of Filing and Alternatives to Review First

Filing for Bankruptcy, regardless of whether chapter 7 or chapter 13 may have long lasting negative effects on your credit history for up to 10 years. These negative marks against your credit history may make it difficult to apply for future credit, secure jobs that require a positive credit profile, rent an apartment, purchase a vehicle, etc.
The cost of filing bankruptcy can add up over the course of years. Banks or other lenders will most likely charge higher interest rates and fees should they choose to lend money. Bankruptcy is deemed as a high credit risk and therefore to compensate for the risk lenders charge higher interest rates and/or fees.
Bankruptcy can have a severe negative impact on relationships or marriages. The stress of bankruptcy leads to many separations or even divorce. Financial problems create much unneeded stress on relationships, filing for bankruptcy does not offer the fresh & clean start that many seek when filing and that carries over into relationship difficulties in many cases.

What can you do to Avoid Bankruptcy?

Live Within Your Means

Avoid getting into debt trouble to begin with. Do your best to avoid charging credit cards for every day living expenses. Look at your current financial situation. Are there charges that you pay monthly that are attached to a credit card payment such as utilities, cell phone bills, magazine subscriptions, grocery bills, etc.? Review your budget to find unnecessary charges to your credit cards that you can manage without.

Identify the Debt Problem Early

Being proactive rather than reactive to your debt problems is the key to avoiding bankruptcy. Many individuals are able to avoid bankruptcy by realizing their debt problems early, therefore leading to more time for those individuals to regain control of their finances. One recommendation is to create a monthly personal budget report. This will lead to earlier detection of potential problems. By doing this an individual can also identify their savings potentials as well. Saving money now, regardless of amounts, will help for future emergency needs.

Review all of Your Options First

There is a common misconception that filing bankruptcy gives an individual a fresh start on their credit. This is simply not true. Filing for bankruptcy has several long lasting negative impacts as outlined above. One of the first things that should be done is to speak directly to your creditors. They may be able to work out arrangements that would allow you to pay less than the minimum amounts for a short period of time. Sometimes this is enough to help an individual avoid bankruptcy. Another option is to look at getting a part time job or selling assets to avoid filing. Selling your assets should be a last resort, however in the long term this can help avoid the long lasting impact of bankruptcy.

Seek Help

Seek advice from a non-profit Credit Counseling agency. Look for a Credit Counseling or Debt Management provider that offers a free consultation. Keep in mind that Credit Counseling / Debt Management organizations are designed to assist an individual with their finances first and then provide debt reduction services second. You may find that with a few minor changes you may be able to avoid filing and repay your debts on your own.

Avoid Debt Settlement companies. Debt Settlement, in many cases is viewed as filing for bankruptcy by many lenders. This may sound like a quick fix however nothing beats repaying your debts in full, whether on your own or through a Debt Counseling / Debt Management company.

Use bankruptcy as your last option. Some situations can spin out of control very quickly. Just be sure that you review all situations before filing.

Written by Rick Munster


Bankruptcy Help - The Effects of Filing and Alternatives to Review First

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Saturday, October 29, 2011

Rebuilding Your Finances After Divorce

!±8± Rebuilding Your Finances After Divorce

Generally speaking, when it comes to women and divorce, financial preparedness is the key to an easy divorce... or at least as close to it as you can get. It may be true that men may find themselves set back, financially, after a divorce. This is why there are attorneys who specifically offer services pertaining to divorce for men.

However, more often than not, women find themselves in dire need of divorce help due to the fact that their male counterparts generally make more money and have more financial power than they do. This can be quite unfair, particularly when women usually gain custody of the children and naturally incur higher expenses.

After a divorce, a woman's cost of living can increase dramatically, hence the reason why court-ordered alimony and child support payments most often go to women; even so, experts report that the average woman experiences a 45% decrease in her standard of living after going through a divorce. Meanwhile, the average man experiences a 15% improvement in his standard of living (Long Island University's National Center for Women & Retirement Research).

Given these eye-opening statistics, it is no wonder that women are scouring the Internet for divorce information and divorce help. By learning how to get a divorce and by seeking divorce help, spouses who find themselves on the short end of the financial stick are finding ways to protect their assets and to live a reasonable life after divorce.


Rebuilding Your Finances After Divorce

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